About Us

Welcome to Small is the New Big. 

Our Vision is to inspire our community to complete 1 million self-contained homes by December 2027 to make an impact on the housing affordability crisis in Australia. 

We will do this through the platforms of social media groups, webinars, e-learning courses and educational events.  

Our Purpose is to create and inspire change enabling people to be happier and more productive,

Our Core Values are: family, integrity, empathy, teaching and fun.

Our Personal Story

Ian and Christine

I was always told that investing in property meant negative gearing: “Lose money now, so that you can make money later”.

“It’s about delayed gratification”, my teachers said. “Accept some financial pain now, and in the future – the distant future – you’ll reap a big financial payday”.

I followed that advice for years and bought 7 properties that cost me $36,000 to hold – a third of our young family’s gross income!

We struggled to get by on what was left after paying the mortgages each month.

I was broke and felt like a slave to the banks, working long hours just to keep them at bay. I was tired, stressed and miserable.

Then, suddenly my job was at risk and I needed a way out – fast.

I Nearly Lost It All – And Went Back To Square One

We couldn’t keep feeding those mortgages and had to offload almost everything in a fire sale. That cost me $300,000 in just a few weeks.

It was heartbreaking to watch the wealth from years of hard work and sacrifice, all evaporate so quickly.

So I started over, this time determined to be smarter and to find a faster, lower-risk way. And find one I certainly did…

No longer was I working hard just to pay for my properties every month. Now, for the first time, my investment properties were paying for themselves – and they were paying for me too.

I’d reached the point where I didn’t have to work, decades sooner than my negative gearing-loving teachers had said it would happen.

It’s all thanks to a property investing strategy that produces high rental incomes now, not decades in the future.

So then, Christine and I co-founded Small is the New Big, and we turned our negative $37K property portfolio into one that enabled us to leave paid employment, over a short one year period.

We did this by investing in affordable housing.

Like many property investors, you might be surprised to hear that affordable housing can generate such high cash-on-cash yields.

Since the tenants have limited incomes, it’s easy to assume that investment returns will also be limited.

And yet, when you use the right strategy nothing could be further from the truth.

Over the last few years we’ve been working on putting together our High Income Real Estate System (HI-RES) program that reveals our secrets to help you maximise your financial potential while actively participating and working with governments to bring about affordable housing for everyday Australians.

Christine and I are entrepreneurs, educators, property investors and parents to 4 beautiful daughters. We are passionate about bringing about personal and social change and our company Small is the New Big is the platform for that change.

What motivates us more than anything is knowing that many Australians face housing stress and are at risk of homelessness.

We can help YOU invest in property, fulfill your portfolio maximum potential and create affordable housing options.

The government can’t solve problems like housing stress and homelessness on its own. But property investors like you and I, together, can make a huge difference to a lot of people’s lives.

How can we help you?


Momentum Property is a boutique development agency at the forefront of affordable housing concepts in Australia. Focus is on the sale, purchase, rental and management of single room rental, dual key designs, share housing and the development of multi-functional living in Houses of Multiple Occupation (HMO).


One of the key aspects of the HI-Res (High Income Realestate System) program is understanding how to maximise the potential of your property implementing smart design featuring adaptable floor plans and furniture.


Architecturally designed, each Arkiboat Houseboat is a creation of each owners imagination. All we provide you with are some guidelines and basic designs, and you the customer create the rest to suit your needs, tastes and desires.


Ian and Christine enjoy and are passionate about sharing their knowledge and showing people how to use the HI RES property investing strategy. Discover their secrets and learn more through their webinars and live events through the links on the menu above this site.


What if you could follow a formula to replicate the strategies, processes and tools of the successful property entrepreneurs leading this method to produce the same results, but with better outcomes, would you do it? Also get a chance to have Ian and Christine to personally coach and mentor you while you accelerate your real estate goals. Check the links on the menu above this site.


Ian Ugarte is passionate about creating and being part of real personal development and social change through creating educational courses that help people break into the property market and create affordable housing, multigenerational living and community ties. He also works with various government agencies working together to bring about real change.

Ian Ugarte

Ian Ugarte is a full time property investor, consultant and real estate advisor. He is also Australia’s leading micro apartment, rooming house and boarding house specialist.

Ian has spoken to over 50,000 people over the past 5 years in the property development, micro apartment and personal development fields whilst also being a private mentor and coach where he is known for his personal style of challenging peoples’ thought processes and perceptions.

Ian started his working career in a family owned business. Since then he has completed multiple academic qualifications including a Bachelor of Adult Education.

Ian’s passion is as a Professional speaker and MC, and he is renowned for his humorous and emotional style, which creates a contrast that, keeps the audience engaged and interested. Ian is extremely adaptable and handles changes in the program professionally and calmly from stage and creates the illusion that it is all part of the schedule. The people that work alongside Ian describe him as
“…. hardworking, energetic, humble and works well
within a team; especially at multi speaker events……”

He is a critical thinker with 7 worldwide patents on sustainability and wastewater treatment and sits on the Board of the Future Housing Taskforce where he is helping to decrease the cost of housing and the mounting government pressure on the housing shortage. He is working to decrease building footprints, increase building density, whilst increasing investor returns and creating sustainable and practical solutions to affordable housing. It is a win-win for governments, consumers and investors.

Having started 22 businesses over the past 21 years, with his entrepreneurial innovation and business skill sets, his passion to see others succeed is what drives him most.

Christine Manning

Christine started her working career as a trainee accountant. Since then she has completed multiple academic qualifications ranging from accounting to natural therapies. Her latest studies have resulted in her attaining the internationally recognised qualification as an Associate Certified Meta Coach.

Christine currently works in her own business with her husband Ian Ugarte, working on building and maintaining their own property portfolio and managing a small staff base of 3 people. She is involved in creating and developing their online learning system for affordable housing.

Christine also uses her coaching qualifications to coach her personal clients in their property, wealth, health and spiritual goals.

Christine, coming from an accounting background, utilizes these skills with students – in the past with a private mentoring group called Fast Profits Mastermind and then Momentum Mastermind. Ian and Christine guided over 500 students over 5 years with their property and personal goals.

Christine’s interests are natural therapies, permaculture, organic gardening, healthy eating and living and looking after their 4 daughters. These interests have resulted in Christine achieving Certificates in such areas as Permaculture Design, Iridology, Massage, Aromatherapy, Reflexology and has an immense knowledge of what it takes to live a healthy and happy life.


Join Thousands of SMART Property Investors & Access Your FREE National Report Revealing, High Demand and High Yield Opportunities in Affordable Housing.